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Health benefits solutions

We empower employees and members to take control of their health and well-being.

Making sure employees and members get high-quality care

We provide full-service employee benefits and health services so health plans, employers and state and federal governments can offer comprehensive, cost-effective services.

From mental health services to critical illness care to customizable benefits administration and health benefits accounts, Optum has end-to-end offerings and expertise to support you, your members and your employees. 

Explore our health benefits solutions

Solution suite

Behavioral health and emotional wellbeing solutions

Best for:
  • Brokers and consultants
  • Employers
  • Payers
  • Providers
  • State governments

We guide adults, youth and caregivers to the right support and care for their unique needs across a full range of mental health tools and solutions.

Solution suite

Benefits Analytic Manager

Best for:
  • Employers

Our integrated data and analytics solution for employers puts you in control of your data to inform strategy and manage benefits.

Solution suite

Complex care management

Best for:
  • Employers
  • Payers

Discover simple solutions for complex conditions to reduce the cost of care, manage organizational risk and improve outcomes.

Solution suite

Health benefit accounts

Best for:
  • Employers

Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing

Solution suite

Pharmacy benefit management

Best for:
  • Brokers and consultants
  • Employers
  • Payers
  • State governments

Manage pharmacy spend across a health system.

Solution suite

Prevention and well-being

Best for:
  • Employers
  • Payers
  • Providers

Connect employees and members with relevant, engaging health and wellness programs.

Industry insights

Kidney Care Breakthroughs: What Payers Should Know

Article

Kidney care breakthroughs: What payers should know

Explore the most promising innovations in renal care for people with chronic kidney disease.

How to Achieve More Inclusive MSK Care

Article

How to achieve more inclusive MSK care

Musculoskeletal conditions are costly, common and fraught with health inequities. Here’s how a more holistic approach can help.

3 Ways Holistic MSK Care Improves All Avenues of Care

Article

3 ways holistic MSK care improves all avenues of care

Our holistic approach can help payers better fight against rising musculoskeletal care costs while better serving members.

Digital MSK Tools: 5 Important Features

Article

Digital MSK tools: 5 important features

Digital MSK can improve outcomes while reducing costs. Learn how payers and employers can choose a program that delivers on health benefits and savings.

Find out how our health benefits solutions can help your organization