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Solution suite

Optum Pay

Accelerate progress toward a healthier future with a platform that helps expedite payments and streamlines access to historical claims data.

Streamline your payment experience with Optum Pay

A healthcare payment delivery solution designed to boost efficiency and improve cash flow, Optum Pay® empowers providers to choose how to receive payments across a broad network of healthcare payers. It also provides secure, easy access to electronic and proprietary remittance advice that providers need to reconcile payments — freeing up resources so providers can focus on patient care.

Key benefits

Optum Pay is built on the wealth of expertise Optum brings to healthcare technology and finance.

Secure, easy access to claims payment data

Optum Pay gives you a secure place to access claims and remittance information, helping you work more confidently while reducing administrative effort.

Efficient data downloads that streamline workflows

Flexible data bundling tools and download options let you quickly export remittance and payment files in formats that simplify reconciliation and reduce manual processing.

Flexible administrative and account management

Optum Pay allows you to easily manage user access, banking details and payment preferences, helping organizations maintain secure, efficient operations.

Faster, more predictable cash flow

Electronic payment options and consolidated visibility across payers help you accelerate reimbursement and maintain more reliable cash-flow planning.

Industry insights

Viewpoints on the 2027 CMS Advance Notice

Report

Viewpoints on the 2027 CMS Advance Notice

6 key proposed changes for 2027

3 Ways Holistic MSK Care Improves All Avenues of Care

Article

3 ways holistic MSK care improves all avenues of care

Our holistic approach can help payers better fight against rising musculoskeletal care costs while better serving members.

GLP-1s: Real-Life Wonder Drugs?

Article

GLP-1s: Real-life wonder drugs?

Hundreds of clinical trials are vetting GLP-1s to treat everything from Alzheimer’s to arthritis. The question is: How will we afford it?

Discover how Optum Pay supports faster, simpler payment management

Put our financial products to work for you

Solution suite

Payments and lending

Best for:
  • Health systems and hospitals
  • Providers

Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.

Solution suite

Working Capital Solutions for Healthcare

Best for:
  • Health systems and hospitals
  • Providers

Step into the future with innovative loan solutions created exclusively for healthcare providers and systems, powered by Optum Bank®.

Solution suite

Money Market Deposit Account

Best for:
  • Health systems and hospitals
  • Providers

Experience banking built for healthcare with faster fund access, standout yields and seamless digital workflows tailored for providers.