Health and finance, connected at last
The world of healthcare finance can feel like a siloed, fractured place. At Optum Financial, our vision is to connect systems and transform how healthcare is financed and paid for.
That's why we’re putting 2 decades of innovation to work. We’re here to help in every financial aspect of your business:
- Fast, reliable payments
- Flexible lending solutions
- Streamlined digital tools
Discover how we’re building payment and lending solutions designed to support all your financial needs.
Built for business with care in mind
Our financial solutions are designed to address the needs of the healthcare industry.
Money and data, connected
Business is better when payments and processed claims data move together.
Providers and payers, connected
We process $500 billion in payments annually for 2.2 million providers and more than 500 payers.
Efficiency and results, connected
Reduce administrative burden and save time to focus on what matters to your organization.
Stability and innovation, connected
Lending is powered by Optum Bank, a healthcare bank that’s been investing in providers and patients for over 20 years.
Driving innovation in healthcare finance
See how we’re transforming healthcare finance by connecting payers, providers and patients through smart, integrated tools that simplify payments and empower care delivery.
Put our financial products to work for you
Optum Pay
Accelerate progress toward a healthier future with a platform that helps expedite payments and streamlines access to historical claims data.
Working Capital Solutions for Healthcare
Step into the future with innovative loan solutions created exclusively for healthcare providers and systems, powered by Optum Bank®.
Money Market Deposit Account
Experience banking built for healthcare with faster fund access, standout yields and seamless digital workflows tailored for providers.
Related healthcare insights
Article
Digital payment processing doesn’t have to be a daunting task. Here's why it should be at the top of your priority list.
Case study
Partner with Optum Financial to increase ACH payments.
Article
Discover 4 ways health plans can save money today — and in the future — by engaging with a digital claim payment partner.