Better financial solutions create better healthcare outcomes
Healthcare finance is complex, fragmented and costly. Optum Financial® brings together industry-leading technology, deep healthcare expertise and a connected ecosystem of payments, data and benefit solutions designed to simplify financial interactions and create measurable value.
Whether you're an employer, provider or payer, our end-to-end financial solutions help reduce administrative burden, unlock efficiency and support stronger financial performance.
Employers
Empower your workforce while managing rising healthcare costs. Our consumer-directed benefits and payment solutions:
- Help employees take control of their health and financial well-being.
- Give employers tools to improve plan performance, streamline administration and strengthen retention.
- Deliver benefits that are easier to use, smarter to manage and proven to drive engagement.
Providers
Accelerate reimbursement and improve financial stability. We help providers simplify billing, streamline payment workflows and optimize revenue cycles. With automated reconciliation, faster payments and access to actionable historical data, providers can:
- Reduce administrative burden.
- Enhance cash flow.
- Gain better access to capital while focusing more time on patient care.
Payers
Modernize payments, cut costs and deliver a seamless experience across every financial touchpoint. Our payment optimization solutions:
- Support greater electronic payment adoption.
- Reduce manual processing.
- Eliminate expensive paper-based workflows.
By enabling secure, flexible payment options and improving data transparency, payers can increase revenue opportunities, strengthen provider relationships and elevate operational efficiency.
Put our financial products to work for you
Solution suite
Health benefit accounts
Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing
Solution suite
Payment delivery solutions
Transform the claim payment process for payers and payees with our payment solution.
Service
Communications Complete
Our platform helps payers and TPAs manage and deliver communications via email, portal, app, text or mail — fast and easy.
Solution suite
Payments and lending
Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.
Service
Revenue cycle management
Solutions to help you strengthen margins, improve efficiency and elevate the patient experience.
Service
Healthy Benefits+
Healthy Benefits+ by Optum (formerly Solutran) offers a smarter, simpler way to manage supplemental benefits programs. We redefine how health payers deliver value to members by maximizing every benefit dollar and delivering a modern, industry-leading experience.
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