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Financial solutions

Explore our tailored solutions for the healthcare industry and learn how we can help you achieve financial health and operational excellence.

Better solutions make healthcare better for everyone

Navigating the financial complexities of healthcare can be challenging. Whether you're an employer, provider or payer, our comprehensive suite of financial products is designed to streamline processes, reduce costs and improve outcomes.

Employers: Manage costs while providing valuable benefits to your employees. Attract and retain top talent by offering solutions that help employees take control of their health and cultivate greater financial well-being.

Providers: We make it easy to simplify billing, optimize revenue cycles and improve payment processes. Reduce administrative burden with faster payments and easy access to historical data. Improve cash flow and access to capital too.

Payers: Optimizing payment processes drives electronic payment adoption, increases revenue and improves communication workflow. You’ll also save by eliminating manual processes, like check printing and mailing. And flexible payment options increase payee satisfaction.

Put our financial products to work for you

Health benefit accounts

Our solutions help employers simplify the management of health-related finances and create a healthier workforce.

Payment delivery solutions

Transform the claim payment process for payers and payees with our payment solution.

Communications Complete

Our platform helps payers and administrators create, manage and distribute member communications.

Payments and lending

Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.

Revenue cycle management

Solutions to help you strengthen margins, improve efficiency and elevate the patient experience.

Related healthcare insights

E-book

Claim review: How to adopt best practices

Learn how a comprehensive claim review strategy can help you stop repeat errors and increase payment accuracy across the claim lifecycle.

Infographic

Validating short-stay hospital bills

Prevent inpatient billing errors for outpatient encounters.

Infographic

Best practices for identifying overpayments

Learn how a multi-tiered approach to data mining helps maximize savings and achieve payment accuracy earlier in the claim lifecycle.

Case study

Moving to lower cost electronic payments

Partner with Optum Financial to increase ACH payments.